अगर गलत अकाउंट में हो गया है पैसा ट्रांसफर तो भी चिंता की बात नहीं, ऐसे पा सकते हैं वापस

3191
How to get money back when that is transferred in wrong account

आज के समय में टेक्नोलॉजी इतना ज्यादा विकसित कर चुका है कि ज्यादातर काम घर बैठे हीं हो जाता है, जैसे कि अब बैंकिंग संबंधित कई सारे काम ऑनलाइन और डिजिटल तरीके से होने लगे हैं। आमतौर पर लेन देन, बिल पेमेंट, रिचार्ज जैसे अधिकतर काम हम घर बैठे ऑनलाइन तरीके से ही कर लेते हैं। हालांकि अक्सर इसमे हम गलती से पैसा किसी अनजान या दूसरे अकाउंट में ट्रांसफर कर देते हैं, जिस वजह से हमें दिक्कतों का सामना करना पड़ता है। – Follow these tips if money goes to the wrong account.

How to get money back when that is transferred in wrong account

भुगतान निर्देशों में सही इनपुट प्रदान करने की जिम्मेदारी लाभार्थी खाता संख्या की होती है

ऐसी परेशानीयों के वजह कई लोगों का यह सवाल आता है कि, अगर हमने गलती से पैसा किसी दूसरे अकाउंट में भेज दिया तो हम क्या करें, या फिर क्या उस पैसे को दुबारा से प्राप्त किया जा सकता है या नहीं? आज हम आपको कुछ ऐसी टिप्स देंगे जिसमें बताएंगे कि ऐसी स्थिति में आपको क्या करना चाहिए। आरबीआई के नियम के अनुसार, “भुगतान निर्देशों में सही इनपुट प्रदान करने की जिम्मेदारी, विशेष रूप से लाभार्थी खाता संख्या की जानकारी, प्रेषक या प्रवर्तक यानी कि पैसा भेजने वाले की होती है।

How to get money back when that is transferred in wrong account

सही अकाउंट नंबर का होना सबसे ज्यादा जरूरी है

अगर आप किसी अकाउंट में पैसा भेजते वक्त लाभार्थी के नाम का अनिवार्य रूप से उल्लेख किया जाता है, लेकिन क्रेडिट या पैसा ट्रांसफर करने के लिए सही अकाउंट नंबर का होना सबसे ज्यादा जरूरी है। यह प्रक्रिया यह शाखाओं में होने वाले लेनदेन अनुरोधों और ऑनलाइन/इंटरनेट वितरण चैनल के माध्यम से उत्पन्न होने वाले दोनों के लिए लागू है। – Follow these tips if money goes to the wrong account.

How to get money back when that is transferred in wrong account

गलत अकाउंट में पैसा भेजने पर बैंक को सूचित करे

पैसा ट्रांसफर करने वाले को यह सुनिश्चित कर लेना चाहिए कि उन्होंने जो अकाउंट नंबर दर्ज किया है, वह सही हो। अगर आपने पैसा ट्रांसफर करते वक्त आपने लाभार्थी के अन्य विवरणों को गलत भरा है, तो अक्सर लेन देन को रद्द कर दिया जाता है। अगर आपने गलत अकाउंट में पैसा भेज दिया है, तो इसकी सूचना सबसे पहले अपने बैंक को दें। उसके लिए आपको बैंक शाखा में भी जाना पड़ सकता है। इसके अलावा आपको लेन-देन की तारीख और समय के साथ अपना खाता नंबर को नोट करना जरूरी है।

How to get money back when that is transferred in wrong account

अप्लीकेशन देने पर बैंक की प्रतिक्रिया

आप अपी बैंक शाखा में जाकर गलत लेन-देन विवरण की शिकायत लिखित अप्लीकेशन के जरिए दें। अगर संभव हो तो ट्रांजैक्शन की कोई स्क्रीनशॉट भी जमा कराएं। उसके बाद बैंक अकाउंट की जानकारी उपलब्ध कराएगा जहां पर पैसा भेजा गया है। आप प्राप्तकर्ता से पैसा वापस भेजने का आग्रह कर सकते हैं। अगर वह पैसा भेजने से मना करे तो आप उसके खिलाफ कानूनी शिकायत दर्ज करा सकते हैं, लेकिन इसके लिए आपके पास बैंक से मिली प्राप्तकर्ता की लिखित जानकारी का होना जरूरी है। – Follow these tips if money goes to the wrong account.

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