अब बिना इंटरनेट और स्मार्टफोन के होंगे पैसे ट्रांसफर, जानिए E-RuPI के बारे में सबकुछ

8140
transfer money without internet and smart phone through E-RupI

प्रधानमंत्री नरेंद्र मोदी के नेतृत्व में हमारा देश हर तरह से डिजिटल हो गया है। हाल ही में नरेंद्र मोदी ने एक डिजिटल पेमेंट सॉल्यूशन लांच किए हैं, जिसका नाम है ई- RUPI. डिजिटल दुनिया में यह एक महत्वपूर्ण कदम है। इससे अब हर कोई ऑनलाइन पेमेंट आसानी से कर पाएगा।

transfer money without internet and smart phone through E-RupI

क्या है खास?

डिजिटल पेमेंट सॉल्यूशन की ख़ास बात यह है कि इसे ना ही आपको किसी एप्लीकेशन को डाउनलोड करनी है और न ही कोई स्मार्टफोन की। आप इसके जरिए आसानी से पेमेंट कर सकते है क्योंकि किसी के भी अकाउंट में पैसे भेजने के लिए आपको इंटरनेट की भी जरूरत नहीं पड़ेगी।

वीडियो कांफ्रेंसिंग के जरिए किया लॉन्च

PM नरेंद्र मोदी ने डिजिटल पेमेंट सॉल्यूशन को वीडियो कांफ्रेंसिंग के दौरा लांच किए। आपको बता दें कि प्रधानमंत्री कार्यालय के तरफ से जारी एक बयान में कहा गया कि वर्षो से यह निर्धारित करने के लिए कई कार्यक्रम आयोजित किए गए है ताकि सरकार और लाभार्थी के बीच लिमिटेड टच पॉइंट्स के साथ लक्षित और लीक-प्रूफ तरीके से लाभ मिल सके।

transfer money without internet and smart phone through E-RupI

E-RUPI क्या है?

E-RUPI पेमेंट के बारे में जितनी जानकारियां मिलीं है, उसके मुताबिक E-RUPI डिजिटल पेमेंट के लिए एक कैशलेस और कॉन्टैक्टलेस यंत्र है। यह भी कहा जा रहा है कि इसके जरिए SMS के द्वारा पेमेंट किया जाता है। पेमेंट करने के लिए आप एक दूसरे को SMS के रुप में वाउचर
भेजेंगे और भेजे गए उस वाउचर को प्राप्तकर्ता बिना किसी इंटरनेट और स्मार्टफोन के वाउचर के पैसे को अपने अकाउंट में ट्रांसफर कर सकेगा।

 

transfer money without internet and smart phone through E-RupI

रजिस्टर्ड मोबाइल नंबर होना अनिवार्य

आपको बता दें कि यह एक तरह से ऑनलाइन चेक की तरह काम करेगा। जैसे कि आप वाउचर किसी दूसरे व्यक्ति को अमाउंट के रुप में भेजेंगे। वह व्यक्ति अपने रजिस्टर्ड मोबाइल नंबर द्वारा अपने अकाउंट में ट्रांसफर करेगा। आप इसका उपयोग तभी कर सकते हैं, जब आपका मोबाइल नंबर आपके बैंक में रजिस्टर्ड होगा।

 

vtransfer money without internet and smart phone through E-RupI

सरकारी सब्सिडी या योजनाओं का उठा सकते हैं लाभ

इस सुविधा को नेशनल पेमेंट्स कॉरपोरेशन ऑफ इंडिया ने अपने UPI प्लेटफार्म पर वित्तीय सेवा विभाग, स्वास्थ्य एवम् परिवार कल्याण मंत्रालय और राष्ट्रीय स्वास्थ्य प्राधिकरण के मदद से विकसित किया गया है। बताया यह भी जा रहा है कि फिलहाल इससे सब्सिडी या योजनाओं का लाभ प्राप्त करने के लिए किया जाएगा।

 

transfer money without internet and smart phone through E-RupI

अब करना होगा पहले भुगतान

इसमें आपको पहले भुगतान करना (prepaid) होगा। इसके जरिए प्राप्तकर्ता के अकाउंट में सीधे पैसे ट्रांसफर हो जाएंगे। कहा जा रहा है कि यह एक लाभदायक सेवाओं की लीक-प्रूफ डिलीवरी निर्धारित करने की दिशा में एक महत्पूर्ण पहल होने की उम्मीद है।

transfer money without internet and smart phone through E-RupI
लोगों को मिलेंगी सुविधाएं

बता दें कि इसका इस्तेमाल मातृ अथवा बाल कल्याण योजनाओं के तहत दवा और न्यूट्रिशनल सपोर्ट हासिल करने वाली स्किम्स है।‌ साथ ही सब्सिडी योजनाओं में सेवाएं देने के लिए भी किया जा सकेगा। इतना ही नहीं इसका उपयोग निजी क्षेत्र में भी कर सकते हैं।

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